What’s the Value of Your Home?

The Real Estate market is constantly changing, making it difficult to assess the current value of your home.

Bill Brandsma knows real estate. He has been selling properties in Calgary and the surrounding area for over 22 years. As a trained real estate professional, Bill has extensive knowledge and the right tools to determine your home’s value.

FREE Market Evaluation

Bill is proud to offer prospective customers a free market evaluation of their home and property. Get an accurate idea of current market value for your home before you sell.

Call 403-253-5678 today for a current confidential evaluation by a proven professional. You will get unmatched commitment to turning your dreams into reality.

Buying a Home – What Can You Afford?

It’s important to start out by knowing what mortgage you can comfortably afford. You should meet with a lender or mortgage broker to establish how much of a mortgage you can actually qualify for. Going through the mortgage pre-qualification process before you begin your home search will bring your house hunting into focus and give you a better idea of the homes that fit into your price range.

Not only that, mortgage rates vary considerably and it is obviously to your short- and long-term advantage that you shop around for the best rate, terms and options.

You don’t want to sacrifice lifestyle for a house. Determine how much of a home (mortgage) you can afford by considering the following and doing your homework. You won’t regret it!

  • Your annual household income.
  • Your down-payment (you should have 5% of the purchase price of the home for the down payment, but ideally even more).
  • Your debt-load.
  • Your interest rate.
  • Your monthly mortgage payment.
  • Your amortization period (length of time required to pay off the loan).
  • Your closing costs.
  • Your property taxes.
  • Your homeowner’s insurance.
  • Your home maintenance costs.

A good place to begin is with the affordability calculator (in the right hand sidebar). It will help you determine the maximum mortgage you can afford and will give you an idea of what monthly mortgage payment to expect.

Click Buying – Step 3: Calculate Your Costs for more detailed information. If you’d like to discuss mortgage affordability call 403-253-5678 to arrange an appointment.

Household Tip of the Month

Maximize your energy savings (lower monthly bills!) without sacrificing comfort. Install a programmable thermostat that can be set to automatically turn heat on and off. Lower the temperature at night or while you’re at school/work and return it to the desired setting before you wake or arrive home. They’re easy to install. All you need is a few simple tools and about 20 minutes!

If you’re looking to buy or sell Real Estate in Calgary & the Surrounding Area contact Bill Brandsma Real Estate at 403-253-5678. We’re experienced and ready to help you reach your real estate goals!

Calgary Real Estate Stats – December 2013

TIGHT MARKET CONDITIONS SUPPORT PRICE GROWTH

Sales enjoy second consecutive year of double-digit growth

If you like to stay up to date on what’s going on in the Calgary real estate market, click here for an excellent overview:

http://www.creb.com/public/documents/statistics/2013/package/res-stats-2013_December.pdf

For more information or details about the December Calgary Real Estate Monthly Statistics, get in touch with Bill Brandsma Real Estate, specializing in Calgary and the surrounding area. Call 403-253-5678.

Welcome

Welcome to the blog section of my site. Here you’ll find information about market news and updates, open houses, our services and much more.

If you need help, need more information about one of our listings or have any real estate related questions, please call 403-253-5678 or email bill@billbrandsma.com.

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